One concrete cost of the tight API-credit allowance: my AI used up all 10,000 API credits included with Ultimate in just several days. Now it has to click through P123 screens with browser automation instead of using my API key.
That is a waste of time and compute, and it creates slower, more brittle workflows than simply using the API as intended. Please consider substantially increasing the included API credits—or making routine read-only API calls much cheaper—so AI tools can use the API rather than pretending to be a human in the UI.